$654,900

403 SE 28th TER, Cape Coral, FL 33904

3 beds |
2 baths |
2,061 sqft

Single-Family Home
Built in 1996
0.27acre lot
2 car garage
$318/sqft
Listed 2 days ago

Property Description

Another Gulf Access Paradise at an Unbeatable Price – Don’t Miss This Opportunity! This beautiful 3-bedroom 2 bathroom Gulf access home is a rare find — and best of all, it’s NOT in a flood zone. With city assessments PAID in full, A Boater’s Dream – Just 2.35 miles to open water and with Gulf access in about 25 minutes. Complete with a seawall, concrete dock, 10,000 lb Boat Lift and a relaxing heated pool — perfect for entertaining or unwinding after a day on the water. Move-In Ready with Brand-New Roof (2022) Fresh Paint & Porcelain Flooring through out & Updated Kitchen & Appliances, Spacious Primary Suite with his & her walk-in closet, 2nd bedroom bright with water view & pool access, currently being used as home office, 3rd guest bedroom perfect for afternoon nap! Enjoy your private screened-in water front pool area, designed for soaking up the Florida sunshine or hosting unforgettable gatherings. Prime Location – Tucked away just off Santa Barbara Blvd, you’re minutes from shopping, dining, and all the excitement Cape Coral has to offer. Whether you’re searching for your forever home, a vacation escape, or a smart investment, this property delivers the perfect blend of luxury, lifestyle, and location. Don’t let this slice of Gulf-access paradise slip away. The garage has loads of storage. Recent updates include updated hot water heater, and a 2-year-old roof, gutters, whole house re-piped, Pool heater & hurricane accordion shutters. Conveniently located near dining, shopping, and entertainment, this home offers the ultimate Florida life.

Listing Status:: Active
Date Added:: November 29, 2025 at 06:00AM
Listing Office:: Coldwell Banker Realty : (239) 275-5500
MLS ID:: 2025022408

General: Laundry TubPantrySmoke DetectorsVolume CeilingWalk-In Closet(s)Window Coverings
Appliances: DishwasherDisposalMicrowaveRefrigerator/IcemakerSelf Cleaning OvenWasher
Dining: Breakfast BarFormal
Laundry: Laundry in ResidenceLaundry Tub
Flooring: Tile
A/C: Ceiling Fan(s)Central Electric
Heating: Central Electric

General: Boat LiftConcrete DockDock IncludedElec Avail at dockScreened Lanai/Porch
Style: RanchSingle Family
Pool: Below GroundConcreteEquipment StaysElectric HeatScreen Enclosure
Parking: Driveway PavedAttachedParking spaces: 2

Roofing: Shingle
Windows: Window Coverings
General: Concrete BlockStucco1Concrete Block

HOA Amenities: 0.0
Originating MLS: Florida Gulf Coast
County: Lee

Zoning: R1-W36-44-23-C4-00879.0660
View: BasinCanalIntersecting CanalWaterView
Restrictions: No CommercialNo RV

Water: Assessment PaidCentral

Source: Florida Gulf Coast

This listing courtesy of Coldwell Banker Realty

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Heritage Charter Academy of Cape Coral

2107 Santa Barbara Blvd, Cape Coral, FL, 33991

Grades KG-8

1.07 miles away

Heritage Charter Academy of Cape Coral

2107 Santa Barbara Blvd, Cape Coral, FL, 33991

Grades KG-8

1.07 miles away

Cape Coral High School

2300 Santa Barbara Blvd, Cape Coral, FL, 33991

Grades 9-12

0.90 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.